No, when applying for an Auto Repair loan, LendCare does not check your credit. The approval is based on the value of your vehicle. However, missed payments may negatively affect your credit rating.

The program covers most mechanical maintenance and repairs on passenger vehicles and light trucks, such as tires, brakes, engine and transmission repairs, air conditioning, suspension, etc. We do not cover collision or cosmetic repairs.

LendCare pays the repair shop directly once the work has been completed. After approval and completion of ID verification and payment details, a representative from Apex Automotive will work with you to arrange your vehicles repair as soon as possible.